Huumans helps Canadian small businesses access the funding they deserve and the humans who can actually help them

Funds in your bank account in 24–48 hours
No credit check
No personal guarantee

Check Your Eligibility

Find out how much you could qualify for

Answer a few quick questions and we'll show you your estimated funding range.

Funds in your bank account in 24–48 hours
No credit check
No personal guarantee

Unlike the banks, we don't make you jump through hoops, wait weeks, or pledge your home. We look at your business and get you an answer fast.

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Question 1

What do Canadian small business owners say about Huumans small business financing?

"…totaling only 30 minutes of time input, I had cash deposited into my account at the same rates the big banks offer."

Adam Schaffer (Vipeq)

CEO, Calgary, AB

"The process was very smooth. I was surprised to see the funds were available the next day."

Nick Svaikauskas (Calgary Custom Concepts)

CEO, Calgary, AB

Joining the HuumansOS platform gets you access to the funding you deserve, the help to run your business, and the know-how to grow

We have so many free tools you can access with no strings attached. Just join us and try out our platform.

FUND

Get access to the financing you need through HuumansOS.

A recommendation engine that matches you to real offers

Line of credit

Working capital advance

RUN

HuumansOS gives you help from humans and discounted financial solutions and software tools to run your business.

A recommendation engine that matches you to real offers

Run payroll through us

Foreign exchange

A health spending account for your team

Life insurance

GROW

Get access to the financing you need through HuumansOS.

Learn from other peer owners who have insight and advice to share

A curated marketplace of 150+ service providers and advisors to help you

Discounts on software tools

Capital solutions designed to help your business grow

Why we're different from other small business software

Think of us whenever you need a problem solved — we're here for you.

HuumansOS replaces your scattered lenders, payroll, FX, benefits, advisors, and software with one platform — and real humans when you need them.

SOUND FAMILIAR?

Hired the wrong employee and paid for it?

Took forever to find the right help?

Felt ripped off or ghosted by a bank?

Kelly L

Franchise Consultant

Scott K

Business Coach

Joey B

Fractional CFO

Isna G

Accountant / Bookkeep...

1

150+ advisors who can help — trusted and vetted

The best of the best for small business. Every advisor and service provider is hand-picked and vetted by us, so you never get a bad referral again.

2

Affordable financial solutions, including lending

We don't wait two months to evaluate your profile. Get funded in 24–48 hours with terms matched to your sales — not your collateral.

3

You're dealing with human beings

You get real help from us — business help, real tactical help. A person who knows your file and actually picks up.

The Huumans Marketplace

HuumansOS gives you vetted advisors on demand and the financial tools to act on their advice — so you can run and fund your business from one place.

FINANCIAL PRODUCTS THAT ARE LIVE NOW

What do Canadian small business owners say about Huumans small business financing?

"Huumans connected me with Adriana from the Huumans marketplace, and working with her has been incredibly valuable. She asked all the right questions to help me get clear on where I wanted my business to go, then helped me turn that into a real, attainable step-by-step plan. Highly recommend!"

Kendel Kinahan (Kendel Makes)

Edmonton, AB

"As a Founder, one of the biggest challenges is knowing who to trust and where to find the right expertise when you are trying to grow a business. Huumans connected me with Scott, and from that conversation came real, practical marketing and growth strategy insights that are directly helping bring on more customers. Huumans didn't just make an introduction, they made the right one. The Huumans marketplace has been a real gift."

Efe Erumveba

Founder, My Easy Drop

We provide stories from real business owners— with tactical advice you can use to grow your business.

We call this our Owner Stories. Check them out in our platform or on YouTube.

Why we're different from other small business software

Who are the Humans behind Huumans?

5+

Operating team exits

120+

Years of combined experience supporting small business owners

1M+

Small businesses served combined

Bill Murphy

CEO

Co-founded Wagepoint, scaled to 10,000+ Canadian small business customers, and led it through a successful exit.

Colin Knoll

CEO

Former head of strategy at Servus Credit Union (Canada’s largest credit union) and at Firma Foreign Exchange, helping exit Firma for $90M in 2021.

Julie Lepage

CPO

Product leader with 15+ years building SaaS and fintech platforms that real people love to use.

Calson Sheng

CTO

MEng in AI from the University of Toronto; architect of the recommendation engine behind HuumansOS.

Daniel Shain

Strategic Advisor

Former VP & Head of Product at Fig Financial ($500M+ in loan volume), founder of CreditGenie and Rates.ca. Two exits. Deep Canadian fintech lending expertise.

Sandeep Todi

Payroll Specialist

Former Wagepoint marketing leader; knows how to tell stories that help small business owners take action.

Mel Ly

Payroll & Operations

3x founder and payroll specialist; built products and processes that make paying people simpler for growing businesses.

What are you waiting for?

Get an edge in running your business.

Access to HuumansOS is free. Forever.