Brought to you by Huumans, CANADA'S FASTEST ONLINE LENDER.

Get Cash or Save Money.
Save 10% on Loan Fees.
‍Just In Time for the Holidays.

Funded in 6–24 hours

No personal guarantee

No credit check

Check your eligibility and apply in 5 minutes

Offer is for working capital loans only (not line of credit) and offer ends December 24, 2026.

Hear from Nick, Calgary Custom Concepts

As Seen In

  • Fintech.ca
  • CanadianSME
  • FoundersBeta
  • The Globe and Mail
  • She and Success Magazine
  • Yahoo Finance
  • calgary.tech
  • techcouver

Fill out this form to assess your eligibility for small business financing in 60 seconds

Five quick questions. It only takes a minute.

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◷   Five quick questions

See if your business could be eligible

Answer five quick questions about your business to see if your business could be eligible for a working capital loan.

What's your average monthly revenue?
How long have you had a business bank account?
In a typical month, does more money come in than go out?

Think about how much sales and revenue you generate vs. how much you spend.

During the holidays, make a choice: get cash now, savings that last, or both.

You can choose one option, or all three.

Need a human to help you make a decision and talk through options? Reach out to Huumans at
customersupport@huumans.com

RECOMMENDED

Option 1

6-24 HOUR FUNDING

A Working Capital Loan

$100K

IN WORKING CAPITAL AVAILABLE FOR YOU 

YOU WILL SAVE

10% OFF

INCLUDED WITH YOUR FUNDED LOAN

30 minutes with our CEO

Business advice on how to put your working capital to work.

  • No personal guarantee

  • No credit check

  • Apply in as little as 5 minutes

Click here to apply for a working capital loan to get 10% off
Option 2

BANK BEATING RATES

Foreign exchange

100+ currencies

CURRENCIES TO CHOOSE FROM

YOU WILL SAVE 

For every $30K exchanged, save up to $800

vs. the average bank spread of the big banks on FX transfers

  • Beat your bank's exchange rates

  • Preferred rates require a HuumansOS account

Create a HuumansOS account to get a quote
Option 3

MOST AFFORDABLE IN CANADA

Health spending account

Lowest priced HSA in country

We've partnered with Quikcard to give you the most affordable claim administration rates in Canada for HSAs  

YOU WILL SAVE 

~$7,971

for a 10 person small business at $2500 each, vs. paying the same through salary.

  • Among the most affordable HSAs in the country

  • Preferred rates require a HuumansOS account

Create a HuumansOS account to get a quote

Some examples of industries Huumans funds

IT Services and Consulting IT Services & Consulting
IT company IT Company
Wine company Wine Company
IT Services and Consulting IT Services & Consulting
Technology business IT Company
Restaurant business Restaurants
Trades business Trades
Ecommerce business Ecommerce
Manufacturing business Manufacturing
Medical business Medical
Wellness business Wellness

Huumans is in the small business
owners' corner.

"We're on your side. Compare your options, ask real questions, and decide with confidence.

We level the playing field so business owners can create success on their own terms."

Get financing through Huumans, and get a free 30 minute meeting with our CEO to talk about your business

Bill Murphy, CEO

Bill co-founded Wagepoint, scaled it to 10,000+ Canadian small business customers, founded Ledgers, is an ex-KPMG CPA, and is a principal at Drakon Ventures.

Not only is he a highly accomplished CEO, but he’s a great human.
And he loves small business more than anyone out there.

Santa Bill is in your corner and he will do anything to help you grow and succeed!

That's the type of human (CEO) Santa Bill is.

Your loan is something you’ll pay back. Bill’s 30 minutes with you are on us, and you never have to pay us back for this.

These 30 minutes are worth more than money, and they could be the push you need to make a change in your business for the better.

Talk to him about: 
Business Strategy  · Growing Customers · Scaling & Distribution · Financing · Payroll · Employee Benefits · Accounting

Get your working capital loan first and we will schedule 30 minutes with Bill once you are funded

Introducing the Huumans small business financing team, a team that moves as fast as you do. Available 24/7.

Chief Operating Officer & Head of Canada

Andrew Shorter

Small Business Financing Specialist