Funded in 6–24 hours
No personal guarantee
No credit check
Offer is for working capital loans only (not line of credit) and offer ends December 24, 2026.
Hear from Nick, Calgary Custom Concepts
Five quick questions. It only takes a minute.
You can choose one option, or all three.
Need a human to help you make a decision and talk through options? Reach out to Huumans at customersupport@huumans.com
RECOMMENDED
6-24 HOUR FUNDING
$100K
IN WORKING CAPITAL AVAILABLE FOR YOU
10% OFF
30 minutes with our CEO
Business advice on how to put your working capital to work.
No personal guarantee
No credit check
Apply in as little as 5 minutes
BANK BEATING RATES
100+ currencies
CURRENCIES TO CHOOSE FROM
For every $30K exchanged, save up to $800
vs. the average bank spread of the big banks on FX transfers
Beat your bank's exchange rates
Preferred rates require a HuumansOS account
MOST AFFORDABLE IN CANADA
Lowest priced HSA in country
We've partnered with Quikcard to give you the most affordable claim administration rates in Canada for HSAs
~$7,971
for a 10 person small business at $2500 each, vs. paying the same through salary.
Among the most affordable HSAs in the country
Preferred rates require a HuumansOS account
"We're on your side. Compare your options, ask real questions, and decide with confidence.
We level the playing field so business owners can create success on their own terms."

Bill co-founded Wagepoint, scaled it to 10,000+ Canadian small business customers, founded Ledgers, is an ex-KPMG CPA, and is a principal at Drakon Ventures.
Not only is he a highly accomplished CEO, but he’s a great human.
And he loves small business more than anyone out there.
Santa Bill is in your corner and he will do anything to help you grow and succeed!
That's the type of human (CEO) Santa Bill is.
Your loan is something you’ll pay back. Bill’s 30 minutes with you are on us, and you never have to pay us back for this.
These 30 minutes are worth more than money, and they could be the push you need to make a change in your business for the better.
Talk to him about:
Business Strategy · Growing Customers · Scaling & Distribution · Financing · Payroll · Employee Benefits · Accounting