Huumans has partnered with Quikcard to bring small businesses real health benefits — at 8% administration fee, the lowest published rate in Canada.
Built for Canadian small businesses — no group plan overhead, no waiting rooms, no paperwork.
An HSA isn't for every business at every stage. It tends to make sense when one or more of these are true.

QuickBooks
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Powered by our partnership between Huumans and Quikcard.
Administration fee — lowest published rate in Canada
Canadian businesses already on Quikcard
Claim forms to fill out at point of care
Bill Murphy, CEO of Huumans
You set the health spending allowance for your team. We handle the rest — the lowest published administration fee in Canada, with no setup cost and no long-term contract.
Every business on Huumans gets fast-tracked access to the financing and services we've built for thousands of small businesses across Canada — starting with lending. Our recommendation engine helps you determine what type of loan you need and what you may be eligible for.

Best for: ongoing, flexible access to capital
Amount
$1K – $100K
Funded in
24–48 hours
Credit impact
We do not pull your credit score
Get Funded Today
Best for: a defined project or purchase
Amount
$1K – $100K
Funded in
24–48 hours
Credit impact
No credit score is pulled
Get Funded Today
Run payroll in seconds — taxes, deductions, and filings calculated automatically.
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Pay suppliers or contractors abroad through our partnership with Agility Forex.
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